Private Money Real Estate Loans

When the
deal can't
wait.

Okra Capital funds real estate investors fast — fix & flip, bridge loans, and more. Asset-based lending with no red tape.

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Mississippi Texas
50+
Deals Funded
2
States
Days
Not Months
0
Red Tape
Loan Products

Hard Money
Loan Programs

Two straightforward loan products built for real estate investors who move fast.

Fix & Flip Financing

Short-term capital for investors buying, renovating, and reselling residential or commercial properties. We lend based on the deal's potential — ARV, not just purchase price.

  • Asset-based underwriting
  • Fast closings
  • Flexible terms
  • Residential & commercial

Short-Term Bridge Loans

Gap financing for time-sensitive acquisitions while longer-term funding is arranged. Perfect for investors who need to move on a deal before the window closes.

  • Short-term duration
  • Quick deployment
  • Acquisition bridge
  • Refinance bridge
How It Works

Simple Lending
Process

No endless paperwork. No waiting weeks for a committee. Just a fast, straightforward path from application to funded.

Step 01

Apply

Tell us about your project — property address, purchase price, estimated ARV, and your plan.

Step 02

Review

We assess the deal fast. Asset-based underwriting means we focus on the property's potential, not just your credit history.

Step 03

Fund

We move when you move. Fast closings are the whole point — capital deployed in days, not months.

Step 04

Manage

We stay in your corner through the life of the loan — straightforward draws, clear communication, no surprises.

Track Record

Past Projects

Real deals. Real investors. Real Mississippi markets — with Texas coming soon.

Fix & FlipMadison, MS
Fix & FlipBrookhaven, MS
Bridge LoanMcComb, MS
Fix & FlipJackson, MS
Fix & FlipTaylorsville, MS
Fix & FlipMonticello, MS
Fix & FlipJackson, MS
Fix & FlipJackson, MS
Where We Lend

Our Markets

Mississippi-rooted. Built to grow. We know these markets — the towns, the deals, and the investors.

Mississippi

JacksonMadisonMcComb BrookhavenTaylorsvilleMonticelloStatewide

Texas Coming Soon

HoustonDallas / Fort Worth San AntonioAustinStatewide

A lender built by investors,
for investors.

We didn't set out to build a lending company. We were investors first — buying, renovating, renting, selling — and along the way, we realized how hard it was to find funding partners who got it.

Too slow. Too rigid. Too much red tape. So we built the kind of lender we always wished we had. Simple terms. Real conversations. Quick decisions.

Okra Capital exists to support real estate investors with speed, clarity, and trust — because we've been in your shoes, and we're still in the game.

Speed

Capital deployed in days. When the deal has a deadline, we don't slow you down.

Integrity

Straight answers, clear terms, no surprises. We say what we mean.

Local Knowledge

We know these markets. Mississippi first — now expanding into Texas.

Asset-Based

We lend on the deal's potential, not just your credit score.

Our Team

The People
Behind the Capital

Investors first. Lenders second. We've been on your side of the table.

Tyler Throgmorton
Tyler Throgmorton
Managing Principal

Tyler is the managing principal at Okra Capital, a boutique private lending firm that provides short-term capital to real estate investors. His experience in deal analysis, underwriting, and real estate lending has shaped a disciplined approach centered on risk management, conservative deal structure, and long-term relationships. Through Okra Capital, his focus is on helping investors execute strong projects with reliable funding and a consistent, professional lending process.

Duke — Chief Happiness Officer
Duke
Chief Happiness Officer

Duke's responsibilities include supervising neighborhood walks, boosting team morale, and making sure no important meetings happen without him nearby. While he doesn't review deals, he fully supports every investor working toward their next project.

Get Started

Ready to fund your
next deal?

Tell us about your project and we'll be in touch to discuss the details.

Property address Purchase price Estimated ARV Your plan
Apply Now Contact Us